Internship with MCB Bank Limited

Internship with MCB Bank Limited Executive Summary MCB was built-in in 1997 and was later on privatized by the Government of Pakistan. The Nishat Group bought the major shares of the bank and got the rights to control the banks operations. After the privatization of the bank, MCB has executed different policies to make it one of the best banks of Pakistan; they introduce new products and services and increase its operations by opening new branches in Pakistan. Internship training is necessary for the degree of MBA as per HEC requirement. It is necessary for me to complete an internship session of about 6 to 8 weeks in any organization. I have chosen the banking sector because its my priority to get the job in banking sector and its also relevant to my area of interest and specialization. I did my eight weeks internship at MCB Morgah branch, Rawalpindi. My work at MCB was truly an interesting experience. The branch I have chosen for internship is not a very big branch it has only four departments which includes customer service department, clearing department, remittance department and cash department.I have work in all the departments but major work in done in first three departments as internee is not allowed to work freely in cash department as per the rule of the bank. This report gives an insight of the departments in which I work.In MCB different types of accounts are opened according to the needs of customers. During my internship project for MCB I experienced many new things that I had never experienced before being a student, this document provided details of my achievements in term of practical implementation and understanding of working environment in MCB. I have also learnt the work of the photocopier as I am assisting the officers so its in my duties to d o the photocopy as requested. I would like to highlight this that my experience with MCB was very memorable and full of learning, where I found a lot of information.MCB is amongst the pioneer in introducing the new technology-based banking services. The human resource department of MCB is playing an important role in its growth. INTRODUCTION 1.1 HISTORICAL BACKGROUND OF MCB MCB is among the leading banks of Pakistan who has deposit base of Rs. 400 Billion and total assets over Rs.600 Billion. Built-in 1947, MCB soon earned the name of a solid and conservative financial institution controlled by the expatriate executives. In 1974, MCB was nationalized.The Bank has a customer base of approximately 4 million, a nationwide distribution network of over 1,150 branches and over 600 ATMs in the market. MCB Bank Limited which was previously known as Muslim Commercial Bank Limited is not an overnight success story. It was integrated by the Adamjee Group on July 11, 1947 under the Indian Companies Act, VII of 1913 as a private limited company. The bank was established with a view to provide banking facilities to the business people of the South Asia. After the partition of the Indo-Pak subcontinent, the bank moved to Dhaka from where it commenced business in August 1948. In 1956, the bank shifted its registered office to Karachi. Thus, the bank inherits a 60 years legacy of belief of its customers. MCB was the first bank which is privatized in 1991 the bank was purchased by Nishat Group. Nishat Group is one of the leading business groups in Pakistan.http://www.bankalfalah.com/images/man7.jpg Mian Mohammad Mansha is the Chairman of the group he has played active role in success of MCB. In acknowledgment of Mr. Manshas contribution, the Government of Pakistan has awared him with Sitara-e-Imtiaz, which is one of the most prestigious civil awards of the country. 1.2 OBJECTIVES OF MCB C:Documents and SettingsAdministratorMy DocumentsMy PicturesMission_Insert_globe.jpg 1.2.1 VISION STATEMENT To be the leading financial services provider, partnering with our customers for a more prosperous and secure future 1.2.2 MISSION STATEMENT We are a team of committed professionals, providing innovative and efficient financial solutions to create and nurture long-term relationships with our customers. In doing so, we ensure that our shareholders can invest with confidence in us. 1.2.3 CORE VALUES OF MCB The core values of MCB are as fallows 1.3 ORGANIZATIONAL STRUCTURE For successful handling of the branches, MCB has been categorized into three segments with different people handling each category. These categories are: Corporate Banking Commercial Banking Consumer Banking 1.3.1 ORGANIZATIONAL STRUCTURE OF MCB SEGMENT WISE MANAGEMENT OF MCB MIAN MOHAMMAD MANSHA CHAIRMAN S.M. MUNEER V CHAIRMAN MOHAMMAD AFTAB MANZOOR C EXECUTIVE TARIQ RAFI DIRECTOR SHEIKH MUKHTAR AHMED DIRECTOR MOHAMMAD ARSHAD DIRECTOR SHAHZAD SALEEM DIRECTOR RAZA MANSHA DIRECTOR SARMAD AMIN DIRECTOR MIAN UMER MANSHA DIRECTOR OVERSEAS BRANCHES MCB has seven overseas branches furthermore, the bank has some proposals under consideration to open more branches in some European countries and as well as in Japan china TOTAL NO OF BRANCHES 7 COLOMBO 1 MARDANA 1 PETTAH 1 OBU BAHRAIN 1 WELLAWATTE 1 EPZ 1 KANDY 1 1.4 PRODUCTS AND SERVICES OF MCB PHONE BANKING MCB SMART CARD MOBILE BANKING MCB TRAVELLER CHEQUES SMS BANKING MCB MONEYGRAM CORPORATE FINANCING MCB INVESTMENT BANKING MCB FULL DAY BANKING MCB TRANSACTION BANKING MCB LOCKERS MCB SAVING 365 ACCOUNT MCB REMIT EXPRESS MCB SAVING XTRA ACCOUNT MCB ISLAMIC BANKING MCB CURRENT ACCOUNT MCB INTERNET BANKING MCB BUSINESS ACCOUNT MCB EASY BILL PAY MCB FOREIGN CURRENCY ACCOUNT MCB CAR 4 U MCB WORKING CAPITAL MCB ATM MCB DIMINISHING MUSHARIKA(NEW) MCB VISA PLATIUM MCB GURANTEE(NEW) MCB PRIVILIGE BANKING MCB ISTISNA POST SHIPMET(NEW) MCB BANCASSURANCE MCB DREAM WEDDING MCB RETIRE EASY MCB PROTECTION PLAN MCB LIFE PARTNER MCB DYNAMIC CASH FUND MCB KHUSHALI BACHAT ACCOUNT MCB BASIC BANKING ACCOUNT MCB PRIVATE LIMITED ACCOUNT MCB PUBLIC LIMITED ACCOUNT 2. LEARNING AND EXPERIENCE 2.1 INETERNSHIP SELECTION AND RATIONALE FOR SELECTION Internship training program during Master in Business administration Program is necessary for the degree of MBA as per HEC requirement. It is compulsory for me to do internship of about 6 to 8 weeks in any organization. I have chosen the banking sector because I want to gain the practical knowledge about the finance and its in my priority to get the job in bank and its also relevant to my area of interest and specialization. I choose MCB because of its prestigious name and reputation. Another solid reason of choosing MCB is that my Uncle is also working in MCB, so I have a reference too. 2.2 INFORMATION ABOUT MY BRANCH I did my internship in MCB Morgah, Rawalpindi whose branch code is (1389).This branch is previously known as Al-Shifa Branch because this branch is previously in Al-Shifa Eye Hospital recently it was shifted out of the hospital to main Morgah Chowk. This branch is not a very big branch having only four main departments. This is ONLINE branch but have no ATM is installed on it. Its main account holders include Pakistan Oil Field, Fauji Foundation University it has both students fees bill account and faculty accounts. 2.2.1 MANAGEMENT OF MY BRANCH Mr. ABDUL GHAFOOR BRANCH MANAGER Mr. BASEER NASIR OPERATIONAL MANAGER Mr. HAMMAD CLEARING OFFICER Mr. MOHSIN CASH OFFICER Mr. MANSOOR-UL-HASSAN MARKETING OFFICER Miss BEENISH G/L OFFICER Mr. ARSHAD SECURITY GUARD 2.2.2 DEPARTMENTS IN WHICH I WORK I did internship in the MCB online branch for the period of 2 months. During the internship, I have worked at different departments, which are as follows, Customer Service Department Clearing Department Remittance Department Cash Department. 2.2.3 MY JOB DISCRIPTION My job is to assists the staff members of the branch at different positions. I have not given any separate job and no separate task has been assigned to me. I helped the staff in the routine matters like filling of different forms, cheque filling, photocopying, opening of an account, stamping on vouchers etc Bank is a very difficult type of organization and a very sensitive place to work; confidentiality and trust is essential. That is the reasons due to which many areas are still reach less for internees like cash operations, computer operations and issues like that. 2.3 DETAILS OF TRAINING DEPARTMENT WISE 2.3.1 CUSTOMER SERVICE DEPARTMENT In this department I was under the supervision of Mr. Mohsin, who is Customer Relational Officer. In this department Mr. Mohsin has taught me how to deal with the customers, how to fill the account opening forms, KYC forms and to check the balance from the SYMBOL software though I am not allowed checking the balance because of secrecy problems. LEARNING TASKS PERFORMED IN CUSTOMER SERVICE DEPARTMENT: The major task performed by me in this department is that I have opened the accounts of faculty members of FAUJI FOUNDATION UNIVERSITY by personally visiting the university. I have learnt about the opening of an account, the documents required for the opening of the account i.e Personal ID card, Next of kin ID card, valid mailing address, Salary slip in case of salaried person, NTN in case of business account etc I have come to know about the nature of different accounts and come to know that which account is suitable for which type of the customer like BBA account for salaried persons. How to communicate with the customers and tell the customer about his/her quires and tell the customer about the new products and services offered by the bank. I have learnt how to check the balance from the SYMBOL software though I am not allowed to check the balance in the absence of CRO. How to write a cheque, fill the deposit slip for the cheque and to fill the form for the ONLINE transfer of fund. How to tell the balance on the telephone after proper verification. How to reactivate the Dormant Account. I have learnt about the procedure for the issuance of ATM card. How to maintain the ATM cards in proper order. 2.3.2 CLEARING DEPARTMENT In clearing department I worked under the supervision of Mr. Hammad and learned a lot from him I have learnt about the inward and outward clearing. 2.3.2.1. MEANING OF CLEARING In clearing the banks exchange cheques and other negotiable instruments drawn on each other within a specific area and in this manner safe payment for their customers through the Clearing House at precise time in an well-organized way. 2.3.2.2 PARTIES INVOLVED IN CLEARING There are basically two parties involved in clearing. 1. NIFT: NIFT stands for National Institutional Facilitation Technologies. It is the facility given by the SBP to a private organization named NIFT. The duties of the NIFT includes, to collect the cheques, demand drafts, Pay orders and Travelers Cheques, etc. from all the branches of different banks within city through its carriers and send them to the branches for clearing. 2. CLEARING HOUSE: It is a place where cheques are presented, collected from the bank branch. It is one of the services provided by NIFT to other commercial banks. NIFT acts as a clearinghouse. 2.3.2.3. TYPES OF CLEARING: There are basically two types of clearing. OUTWARD CLEARING: In outward clearing when cheque is received two copies of voucher are prepared, one c opy and instruments along with clearing stamp, realization stamp, add list and two vouchers of clearing abstract are sent to NIFT INWARD CLEARING: In Inward clearing instruments received from NIFT are posted in Computers after checking. 2.3.2.4. INSTRUMENTS USED FOR CLEARING Following are the Instruments used in clearing department. Transfer, Transfer Delivery, Clearing, Cheque collection Pay in slip. 2.3.2.5. DIFFERENT REASONS OF CHEQUES DISHONOUR FROM CLEARING In inward clearing sometimes cheques are not passed due to some reasons then cheques are sent back to NIFT along with cheque return memo. Some of these reasons are Cheque is returned because some time it is incomplete Cheque is returned if the clearing stamp is required. One another main reason of cheques return is incompleteness or difference in Drawers sign from specimen One reason of returning of cheque is that drawer stop the payment. Cheques are also returned because of insufficient funds etc. LEARNING IN CLEARING DEPARTMENT: My learning in clearing department was of following things: I have learnt about the clearing procedure, types of clearing inward outward clearing. I have learnt how to check the cheques. I have learnt the different reasons of returning of cheques from NIFT. I have learnt how to prepare the sheets for clearing. I have learnt how to maintain clearing register. I have also learnt about the instruments used in clearing. I have come to know that the cheques are cleared on the next day. Once the NIFT department collect the instruments, any instruments received after that will be cleared after two days. 2.3.3 REMITTANCE DEPARTMENT Bank Alfalah Remittance 2.3.3.1 MEANING OF REMITTANCE: Remittance is the transfer of resources from one place to another or from one person to another. It is an important facility provided by the banks to its customers as well as to its non-customers. Since it is not a free service it is a source of income for the bank. In Morgah branch the head of Remittance Department is Mr Hammad. 2.3.3.2 PARTIES INVOLVED IN REMITTANCE The following four parties are involved in remittance are Remitter Remittee Issuing bank Paying bank 2.3.3.3. TYPES OF REMITTANCE: Remittance is classified into following four types INWARD REMITTANCE: The instruments received for payment OUTWARD REMITTANCE: Instruments issues to the responding branches. INLAND REMITTANCE: Those instruments which are issue within the country. FOREIGN REMITTENCE: Instruments issue from one country to another country. 2.3.3.4. INSTRUMENTS USED IN REMITTANCE: Demand Draft (DD) Telegraphic Transfer (TT) Pay Order (PO) Call Deposit Receipt (CDR) Rupees Traveler Cheque (RTC) MY LEARNING IN REMITTANCE DEPARTMENT: I have learned the following tasks in this department, My learning includes how to fill the forms of TT, DD, MT etc. I have worked during the Holy month of Ramzan. Zakat is deducted in this month so the bank gives the facility of CDR to its loyal customers who dont want to give zakat. I have also learnt how to make (CDR). I have learnt about the different instruments used in remittance. I have come to know about the different types of remittance. 2.3.4 CASH DEPARTMENT C:Documents and SettingsAdministratorMy Documentsdollar-pakistan.jpg The cash department is the most important and confidential department of the bank. In cash department both cash deposits and withdrawals go side by side. In this department I havent perform any task but I have learnt different thing about this department. This department is involved in two activities Cash Deposits and Cash payments. The officers in this department are called tellers and there are two tellers in Morgah branch Mr. Ahsan and Mr. Sabir. The Books maintained in the cash department are as fallow Cash Receipt Book Cash Payment Book Cash Balance Book MY LEARNING IN CASH DEPARTMENT I have not performed any task in this department but my learning in cash department includes In this department I come to know about the Strong Room. Strong room is the room where cash is deposited and stored. The keys of this room are kept by Manager, Operational Manager and the cashier. MCB has three categories of cash which are Sorted Cash, Soiled Cash and Unsorted Cash. Sorted cash is issued to the customer, soiled cash is basically destroyed cash which is not issue to customer but sent to state bank for reissuance. Every Bank has a cash limit which it can store after banking hours like in Morgah branch cash limit is 5 Millions. This amount of cash is insured by the state bank. I have learnt to fill the deposit slip and how to write a cheque for cash withdrawal. The cheque books are kept in the strong room. Internees are not allowed to go in this room. SWOT ANALYSIS OF MCB C:UsersusmanDesktopswot_img2.gif 2.3.1 INTERNAL ANALYSIS OF MCB Internal analysis of the MCB is the analysis of its strengths and weaknesses. MCB can enjoy Competitor advantage on other by increasing its strength and by making strategies to minimize its weakness; Following are the main strengths and weaknesses of MCB. STRENGTHS OF MCB: Strength can be defined as an area where a company is best at doing something as its competitors do. MCB enjoys the following strengths MCB was the first privatized bank because of which it has competitive advantage over other nationalized banks as it is free to make any market oriented strategy without political and government pressure. MCB is that it is the oldest private bank that has more than 1100 branches with online branches approx 650. It is the third largest bank in Pakistan. MCB is a well traditional bank who has a long record of over 60 years of experience and profitable operation. In MCB the default rate of the customers are very low than other banks like (The bank of Punjab) etc. MCB was the first bank who introduced e-banking and its Traveler cheques have been market leader for the past seven years MCB has cope with the challenges of latest technology by introducing the products like Virtual banking, Mobile banking etc. MCB has been updated with the market. MCB have diversification of products and services for every type of customers like Privilege account, Debit card, Visa card, Car financing ,Agriculture financing etc MCB invest large about of money on training and development of employees so as to make them talented enough to cope up with the upcoming challenges. MCB has the competitive advantage on the other banks because of its reputation as Award Winning Bank. MCB win the award of Best Domestic Bank in 2000 and 2001 by euro money. MCB now make a contract with Cirrus who is a subsidiary of MasterCard. This contract with Cirrus will enable the ATM card holder to use his account even when he is out of the country. MCB have faster banking services that are making it more prominent in the banking industry especially in Operations and Foreign exchange. The customer prefers this bank not only because of its faster speedy service rather due to reasonable service charges. MCB not only provides high quality services but it also look for the comfort and ease of the clients, MCB always preferred their customers. WEAKNESS OF MCB: Weakness is defined as an area in a company where the company is not as good at doing something as its competitors do. MCB has the following weaknesses In MCB most of the employees lack administrative training as they are not properly educated. Due to seniority, they have moved up to the Grade-I, II or III positions having hardly masters degrees. Most of the senior staffs are computer shy and unable to operate the computers because of which they cannot apply the modern and innovative techniques of management in decision making. The advertisement campaign of MCB is very weak or you can say you hardly see any advertisement. They have to focus on this aspect as electronic media make great impact on the customers mind as the latest marketing campaign of HBL in which they have used a very famous character of Mr Bean. MCB should advertise about their products so that customer gets aware about their products. As recently MCB become Centralized which have positives as well as negative aspects as now for account opening form is sent to Head Office Karachi because of which customers have to wait a lot and the account opening procedure become so much tougher that customers prefer to open their accounts to other banks whose account opening procedure is easier. Another weakness of MCB is the Favouritism and Nepotism in recruitment or you can say it is the weakness of almost every organization in Pakistan but for betterment of MCB they have to recruit the employees on the basis of merit. The overseas branch network of MCB is limited. It has only seven overseas branches whereas HBL has twenty overseas branches and NBP has fifteen overseas branches so MCB has to open more branches so as to compete with its competitors. The employees in MCB are not satisfied with the reward system. Rewards should be given after the performance appraisal. Employees of MCB at branch level are not rightly motivated to do their work with full concentration they take the all routine activities as a boring job. The ATM network of MCB is largest ATM network in Pakistan but still there are certain areas that dont have the ATM. Most of the branches of MCB are computerized but still there are some important branches that dont have computers. The software used by MCB for online purpose is SYMBOL which is excellent but sometime because of link down or disconnection many customers face problems. Another main issue which the employees of MCB face is regarding the work timing. On record the work time is from 9 to 5 but officially they usually go home after 7 or even after 8 because of which their productivity decreases. There is no separate time for launch because of which the employees health and efficiency decreases. 2.3.2 EXTERNAL ANALYSIS OF MCB MCB has to monitor its environment constantly to cope up with new developments and changes in the environment. A change in the external environment may be either an opportunity or threat. In either case the MCB has to properly use it strengths to avail the opportunities and avoid or minimize the off-putting effects of threats. Following are the main opportunities and threats of MCB. OPPURTUNITES OF MCB: In MCB context following are the opportunities MCB have MCB can boost its Rupee Travellers Cheques (RTCs) sales by searching for new market segments. MCB can launch new debit card system or can convert the existing ATM cards into a complete debit card. Leasing sector in Pakistan is growing rapidly for the last three to four year which gives the bank an opportunity to go ahead in this area. MCB can go for the new products launch by different banks like HBL ATM bill payment, UBL Omni Dukan, UBL Business Partner, UBL Selah Mila etc MCB can open new overseas branches to expand its branches and operations to compete with its competitors. MCB can finance to small industries and handicrafts industries and can launch more effective and new well managed online banking system. MCB can also increase Islamic banking to boost the business of the bank. MCB can also go for the student finance service and it can also introduce mobile ATM. THREATS OF MCB: Threat can define as a change in external environment which if not met with proper strategies will result in loss of revenues. In the context of MCBs external environment the following potential threats exist MCB greatest threat is from other private commercial banks with sound success e.g. UBL, Alfalah, and HBL etc. The threat which every organization including MCB in Pakistan is facing is of the political and economic instability. Changes in the government policies have badly affected the banking business as the banks have to wait to get permission of state bank. The war against terrorism has negatively affect Pakistans economy, which may affect MCB. Another threat for MCB is from the prosperous foreign banks. MCB have to upgrade its system and should launch new and innovative products so compete with its foreign competitors. Pakistan is an Islamic state where mostly people are Muslims and are abide by the religious laws which dont allow them to use some features of banks like Interest on deposits so they dont prefer banking culture. The new product like UBL Selah Mila is a great threat to MCB as they are giving discounted mark ups to those customers who have good credit history and trying to get the customers of MCB. The decrease in the purchasing power of the customers in the current economic situation affects the banking sector too much and the result is the low investment from the investors in new projects. RECOMMENDATIONS Recommendations are basically pinning out the weaker areas of the organization and develop strategies to overcome these weaker areas by giving suggestions. After working as an internee in MCB for the period of two months I am able to make the following recommendations for the bank. The most important area where MCB has to improve is its advertisement. MCB should give proper advertisement of its products extensively to create awareness about the products and to capture the large market share. MCB should decorate the branches as the most of the modern banks attract customers with their modern office looks and fresh environment. MCB should recruit the applicants on the basis of merit and skills. The HR department of MCB should not recruit the applicants on the basis of Favoritism and Nepotism. HR department of MCB should give proper training to its employees so that they can cope up with the future challenges and they should arrange different workshops for the employees on better communication of staff with customers. In MCB training should be provided with job rotation so as to make the employees talented enough to do others work in case of emergency. MCB should introduce the new, better and transparent reward system because it is very important requirement in order to reduce the problems regarding employee retention and employee motivation. MCB should announce the proper time for Launch Break, so that the employees do their work more efficiently. The staff should be given some sort of decision making authority that enables the employees involvement and boosts employees trust and confidence. MCB should also introduce new and innovative products so as to compete with its competitors. ATM machine must be maintained accurately to make it more convenient for the customers and to decrease the work load of the employees especially in the salary days. MCB should solve the problems regarding the link down and disconnection of SYMBOL software in order to provides more convenience to customers. The employees of MCB need more computer training. CONCLUSIONS MCB is using the SYMBOL software which is very efficient. The computerized branches have enhanced the performance of the bank. The bank provides a favorable environment for career growth. The bank gives too low rate of interest on deposits because of which customers are shifting to other banks. Recently MCB bank has implemented the centralized system which decreases the efficiency because of delay in work and low employee involvement. The procedure for the accounts opening is too lengthy as now forms are sent to Karachi Head office for approval. The large branch network, ATM installation and diversified products provide the bank a competitive advantage. The main focus of the bank is their customers and they are providing the customers different diversified products with minimum service charges. Finally I concluded that MCB is the very good organization for the long carrier working. The branch officers are very efficient, skillful, loyal and competent. The officers of my branch are very hard working usually they work more than their working hours which show their loyalty and commitment towards MCB. I found myself very lucky to work with one of the prestigious bank and to get the practical knowledge about MCB and its present scenario. It was a very challenging and informative experience. I came to know about the working of the banking sector and whatever I have learned was very enlightening. I come to know many things like opening of an account, closing of an account, how to active the dormant account, about the clearance and remittance procedure etc. I came to know the actual working of bank and whatever I studied in the university was a great help and I was able to apply my theoretical knowledge by implementing it during the internship.

Louisa May Alcott-Term Paper Essay

Many authors use experiences from their life as a guide to their writing. It’s a way to express their feelings and emotions, and it’s something in which they can be passionate. Writers and authors think on a different level than anyone else. They are constantly thinking of different ideas for novels, poems or stories. The best writing comes from those who use their own lives as a basis for their writing. They know what to write about and how to describe it perfectly. The best thing about writing from experience, I think, is that, since it’s still a fictional story, you can have an idea about what you want to write about, but you’re still able to add the interesting and fun details you want to. I believe that Louisa May Alcott has written from her own life experiences. In Eight Cousins, Rose Campbell’s father passed away and she went to live with two of her aunts and her uncle, closely surrounded by her seven male cousins, as well as their mothers. She was a sickly girl and the only cure her uncle could think of was to get active, whether it was considered ladylike or not. When the two first met, he immediately got her to be outside more and to spend a little less time thinking about her health. Alcott was perceived as a tomboy and would often play outside, climbing trees or running around. She had a boy neighbor, about her age, with whom she would often play. The two were almost inseparable for a while, and he was described by Alcott as the brother she always wanted. Continuing in Eight Cousins, Rose befriended the maid of the household, Phebe, and eventually adopted her as her own sister. Rose believed in a good education, as did Alcott, and would teach Phebe all sorts of different school subjects on her own time. Rose was well educated in Latin and loved to read. She very much enjoyed school, and was extremely smart, though most of the young women in her time weren’t educated. Both Rose and Phebe looked forward to the times when they would get to study together. Phebe was never educated before, though she wished to be, and really appreciated Rose for teaching her. â€Å"For women such as Alcott, the world in which they live included women who needed to move beyond the traditional domestic ideal.†(â€Å"Unsexed†) Rose was part of the family living in a house with a maid. She was expected to clean up after herself, as was everyone else, but she went beyond that, offering to cook or clean, even when the help wasn’t asked of her. She made sure she was educated and healthy, yet still humble at the same time. Rose always wanted to help. In Eight Cousins, it was prominently noted that once Rose went to live with her aunts, uncles, and cousins, there was a major improvement in her. â€Å"In an era when women had few options for earning money, Alcott determined to overcome her family’s poverty through her prolific writing.† (â€Å"Louisa† 3) Alcott’s family struggled when it came to money, but after moving several times, things got a little easier, especially when Alcott herself started making money on h er works. â€Å"In the later juvenile novel Rose in Bloom, the theme of women’s rights is interwoven throughout the lives of its characters.†(â€Å"Louisa† 3) Alcott never married, and part of the reason was that she didn’t want to give up her independence. This was an era where women weren’t given as much respect as men, and hardly had any freedom for themselves. Alcott was very much a pro-women’s rights advocate. She did everything she could to try and get a say in society. She joined clubs and groups, and protested against the treatment women were given. â€Å"Alcott was always a strong advocate for social reforms including abolition, prison reform, and temperance, but her primary efforts were directed towards the cause of women’s suffrage.† (â€Å"Louisa† 3) In Rose in Bloom, Rose returned from a two year voyage overseas and decided that she was going to leave her mark in this world. She was a wealthy girl, so she used a lot of her money to open up homes for women and children in need. Rose too believed that women deserved an equal say in this world. â€Å"Her juvenile stories emphasize self-sacrifice and devotion to duty.†(â€Å"Louisa† 2) â€Å"Such novels have remained extremely popular for over a century† (â€Å"Louisa† 1) Alcott was a classic writer and she used her writing as a way to speak up for herself. Both Eight Cousins and Rose in Bloom can be considered almost auto-biographical, but her main story that related to her own life was Little Women, for which Alcott is most famous. Little Women was about four girls who went through their life experiencing different events along the way. When Alcott was writing, she received a request from her publisher to write a novel about a typical American girl. She was skeptical at first, but then agreed. Alcott used herself, as well as her three sisters, as her inspiration for the four main characters. â€Å"The heroine of Little Women, for example, is a rebellious young woman who strives for independence and personal achievement as a writer, but ultimately modifies her dreams when she gets married- a fact that has caused this novel to be regarded as antifeminist by some critics.†(â€Å"Louisa† 1) Although not all of the things that happened in the book happened to her, many of the events did occur in her own life. â€Å"A prominent theme in much of Alcott’s fiction is the conflict experienced by women who must choose between individuality and the bonds of family responsibilities and social traditions.†(â€Å"Louisa† 1) Alcott went beyond what was expected of her and chose to be an individual. She didn’t appreciate how women were treated, so she stood up for herself and used her books and writings to tell about it. â€Å"Her subversive sensational stories not only defied 19th-century values of womanhood, but also rebelled against the teachings of her father, Bronson Alcott, who believed in traditional ‘femininity’ and sentimentalism, in a search for human perfectionism.†(â€Å"Louisa† 2) Alcott truly used her life and feelings as her basis for writing, which is evident in her books. I believe that is why she turned out to be such a great writer. She wrote from her heart and wasn’t afraid to let people know who she really was. WORKS CITED Alexander, Lynn. â€Å"Unsexed by labor: middle-class women and the need to work.† bNet. N.p., n.d. Web. 18 May 2011. . Ditchfield, Christin. Louisa May Alcott: Author of Little Women. Scholastic Inc., 2005. Print.

Who Else Is Lying to Us About Essay Samples Middle School Typed?

Who Else Is Lying to Us About Essay Samples Middle School Typed? In 2018, the range of federal site accessibility lawsuits nearly tripled. You will need to do research, but the web is a terrific thing. Our site includes thousands of Unblocked games and you may play them without anything. The diverse array of material available on the internet too, makes exploring subject matter a whole lot simpler and definitely more convenient. The workshop began with a synopsis of the web and a concise introduction to HTML, the language behind a great deal of site's design. University Middle is an entirely new sort of school. Middle school is a small bit like that. On top of that, it will probably offer a variety of new teams, clubs, and activities you can join. Meeting women ought to be a slice of cake. Transitioning to high school is a huge eye opener especially because of the folks. Students are capable of being a bit more autonomous and parents can afford to give up the reins just a bit. Parents who enroll their children for internet education courses discover that their children are much less stressed out and have much more spare time during which they can decide to pursue different interests and hobbies. For instance, one teacher may be liable for teaching English while another may be at fault for teaching math. When planning lessons, middle school teachers must continue to keep the goal clearly in mind and be sure that students can reach the aim in several ways. If you have kids, work on building a good family. Children will do many things that we'll feel frustrated about, but they're not accountable for our anger. They use more complex sentences as they grow. In general, higher school is a great deal bigger. If you own a preference for a specific public school or school district, it's usually crucial to get or rent a property in that region. In most instances, higher school extracurriculars are readily available to them, as they are technically still significant school students. There are hundreds and hundreds of middle schools teachers who want help too. The first couple of years concentrate on learning the fundamentals. While classes are farther apart, there's more time between classes. It can be quite funny to find out that which you have drawn. The Fight Against Essay Samples Middle School Typed It is essential for the child to learn to deal with failure or frustration without losing self-esteem. By age 9, a kid needs to be in a position to focus attention for about one hour. There may also be a huge difference in the age at which children start to create secondary sexual characteristics. Furthermore, children that are not able to express themselves well may be more inclined to have aggressive behavior or temper tantrums. The Upside to Essay Samples Middle School Typed Literacy skills are among the strongest predictors of health status. In the majority of states, school children have to be immunised against a wide selection of diseases before starting school. Students learned they could misbehave without needing to fea r any consequences. Some students will be prepared for problem-solving activities, while others might still be working at their best when dealing with concrete details. Our schools are in the center of a philosophical shift in the way they deal with student discipline. Speak about your kid's middle school application choices and the way you intend to rank them. Apply to Middle School In your kid's personalized on-line application, you will have the ability to see and explore every middle school program they are entitled to apply for and, should they get an offer, to attend. Parents have a whole lot more options to pick from with respect to middle school course curriculum when evaluating online homeschooling instead.

A Trip to Redemption in Khaled Hosseinis The Kite Runner...

Author: Khaled Hosseini published The Kite Runner in 2003. By 2005 it became the number one New York Times Bestseller. Although this book was his first novel, people still couldn’t get enough of his story about the troubled friendship between two boys. Sylvester Stallone, an American actor, once said, â€Å"Most action is based on redemption and revenge, and thats a formula. Moby Dick was formula. It is how you get to the conclusion that makes it interesting†. From time to time mistakes are made every day, and however the story ends will describe your mistakes. In The Kite Runner, the kite is the most important symbol that represents Amir’s past; just like a kite flying in the sky full of soars and dives, Amirs life was the same way as a†¦show more content†¦For an example, Amir sees kite flying as a narrow bridge he must cross to reach his father. Baba and I lived in the same house, but in different spheres of existence. Kites were the one paper-thin s lice of intersection between those spheres (Amir 49). Despite fulfilling his fathers command by winning the kite flying tournament, Amir still cannot attain a profound relationship with his father. Later, he says, Wed actually deceived ourselves into thinking that a toy made of tissue paper, glue, and bamboo could somehow close the chasm between us (87). The bond between father and son is as thin as the paper with which the kites are made, proving the difficulty Baba and Amir would experience in order to connect with each other. Hassan’s rape later then occurs after Amir won the kite flying tournament. Although Amir considers the kite to be the pathway to his father’s heart, it leads Hassan being raped by Assef. Before the rape, Assef says, Im letting you keep the kite, Hazara. Ill let you keep it so it will always remind you of what Im about to do (73). These words made an impression on Amir’s heart that it will never be forgotten. The kite is now a reminder to Amir about the pain he has caused to Hassan due to his selfishness and coward self. In the painful memories of Amir and Hassan, they share a deep bond with one another, and innatelyShow MoreRelatedThe Kite Runner By Khaled Hosseini968 Words   |  4 PagesIn Khaled Hosseini’s novel, The Kite Runner, the theme, â€Å"true redemption is when guilt leads to good† (302), plays a major role in the book. Feeling endless guilt is tiring; it clings to a person and drags him or her down constantly. Amir felt endless remorse his whole life from the way he treated Hassan and after he overheard Baba talking to Rahim Khan about how Amir never stands up for himself. Amir tried to find redemption, but did not succeed until he went back to Kabul to find Sohrab. Amir’sRead MoreKhaled Hosseini s Kite Runner Essay1252 Words   |  6 PagesKhaled Hosseini’s Kite Runner is a historical fiction depicting the grim reality of Afghanistan, the Soviet Union’s invasion of 1979, and those affected by the events. Hosseini provides a vivid rendition of turmoil in Afghanistan by telling the tale of the protagonist, Amir, and his struggles throughout his life. The events of the novel force Amir to flee war in Afghanistan and find safety in America. Eventually, however, Amir must return to Taliban-controlled Afghanistan in order to find redemptionRead MoreThe Kite Runner By Khaled Hosseini3402 Words   |  14 Pagestitle â€Å"The Kite Runner† is symbolic as fighting kites and the kite runnings are impacting moments in the novel. Hassan was the best kite runner in Kabul, if not the whole country, after Amir won the kite fighting the running of that last blue kite triggered the monumental changes for Amir. For the beginning of the story the kite running was associated with Hassan’s rape and Amir’s grief. As kites appear throughout the story, they begin Amir’s story and also end it. Amir flying the kite with SohrabRead MoreEt hics And Virtue Ethics By Russ Shafer Landau1791 Words   |  8 Pagesconceptualized by the Greek philosopher Aristotle in Nicomachean Ethics and as it is expressed in the pages of The Fundamentals of Ethics by Russ Shafer-Landau is a complex and dubious notion. It is one that is easily related to characters in Khaled Hosseini’s The Kite Runner. More specifically, Shafer-Landau writes a lot about the importance of normative ethics, virtue ethics, and moral education, complexity, and wisdom. Normative ethics can be explained as the moral relationship one has with another andRead MoreKite Runner Discussion Questions4262 Words   |  18 PagesKITE RUNNER Discussion Questions 1. The novel begins with Amirs memory of peering down an alley, looking for Hassan who is kite running for him. As Amir peers into the alley, he witnesses a tragedy. The novel ends with Amir kite running for Hassans son, Sohrab, as he begins a new life with Amir in America. Why do you think the author chooses to frame the novel with these scenes? Refer to the following passage: Afghans like to say: Life goes on, unmindful of beginning, end...crisis or catharsisRead MoreKite Runner Discussion Questions4272 Words   |  18 PagesKITE RUNNER Discussion Questions 1. The novel begins with Amirs memory of peering down an alley, looking for Hassan who is kite running for him. As Amir peers into the alley, he witnesses a tragedy. The novel ends with Amir kite running for Hassans son, Sohrab, as he begins a new life with Amir in America. Why do you think the author chooses to frame the novel with these scenes? Refer to the following passage: Afghans like to say: Life goes on, unmindful of beginning, end...crisis or catharsisRead MoreAnalysis Of The Book And The Mountains Echoed By Khaled Hosseini2562 Words   |  11 PagesAbstract The objective of this thesis is to review the book ‘And the mountains echoed’ by Khaled Hosseini. This thesis will deal with the characters and the emotions they portray throughout the book. The book was published in 2013 and received a favourable response overall. It later on became a bestseller like the author’s other two books: ‘The kite runner’ and ‘A thousand splendid suns’. Within a short span of 5 months, it sold over 3 million copies. Being his pattern, Hosseini drew on his